Just make sure it is an independent agent that has access to a number of carriers vs. a direct writer that only represents a single carrier. 

Nothing against fee attorneys, but you want a lawyer to represent *you*. 

I am representing a seller and buyer on a deal.

I represent alot of investors, and I never recommend making a decision on which business entity to choose without first getting the opinion of my client's CPA.

Depending on the type of property, especially if it needs reno/stabilization - you may find that you have to go the HML route for 6+ mos, get the property stabilized then refi ---- I represent several HML, and I always tell every borrower that the HML route should be the last resort route. 

I received fair housing training from my city and the representative suggested doing this.

I represent several lenders, and I am seeing more and more people paying fees (lock or application fees) to "lenders" only to see them run away with their money. 

In general, the ones to avoid are the ones that: Don't allow financing or a finance contingency (it can be a good indication they are selling above market value) Don't allow for your own independent property inspection Are not realistic with their pro forma's (i.e. they don't include vacancy or maintenance projections or use unrealistically low vacancy factors) Require you to pay for any renovation upfront Sell only in cheap. low end neighborhoods Don't accurately represent the neighborhood/property classification Don't have consistent rehab standards for all properties Don't provide a scope of work for the property Can't provide references of repeat investors Require you to close before a tenant is in placeFeel free to contact me if you'd like any help.

As a realtor, i represented myself in the purchase.

Hey @Luis Roman - I am as well, and i represent alot of investors.