Terrible.Second, at the time I was refinancing my house, my car died completely so in order to afford the car I had to combine all of my credit card debt into a personal loan to raise my credit.Now, I have a Mortgage, Personal Loan, Car Loan, and Student Loans.

If I am raising money from investors, do I need a lawyer and securities broker? 

Preferably one that’s occupied, but needs some cosmetic work/rents raised. 

I have flipped ranch’s, split levels, raised ranch/bilevel, colonials and found there was a buyer no matter the style.

I'm used to raising over a million dollars a year, so I have no problem asking anyone for money, and I have no problem being told no, and working my way from that initial "no" to a "yes".

We raised a total of $1m which was a combination of $200,000 from myself (GP) and $800,000 from investors.

Let's say you're a value-add guy and you raise rents $10/U/mo on those 20 units or $2880/year.

She then said that it was her right to call a meeting and that she is 'disappointed' I wont hear the 'complaints of (my) tenant*s*' asserting explicitly they both have 'issues' to raise. 

I live in a pretty rural area and I am considering trying to wholesale some properties(local or otherwise) in order to raise enough capital to begin purchasing rental properties.

The fact that you are not even close though would raise some concerns for me a little on that plan.