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They will provide you with a list of items, do them.

Hi @Somesh MukherjeeFellow lender here - Not sure where you are in the process but as Matthew said - location is top priority, not just in terms of the tenant pool but depending on the loan program you're seeking (say DSCR), the comps in the area can also impact your appraisal and what rate and term you'll qualify for.

They have all been extensively underwritten and they provide the loan servicing for you. 

Our goal with this was to provide a product that exceeded the expectations of what one might think of as typical workforce housing.

Frequently, the numbers provided may be inflated.

Regardless of the reason, the delay in investing actually creates a compounding effect impacting one’s potential ability to reach the full investing benefit.The easiest way to understand this is by looking at the Rule oF 72.

No clue how it takes someone 5k in labor on $300 in materials but you didn't provide enough information 

Does it provide easy to understand information?

You've provided evidence of recent appraisals and repair receipts that support a lower valuation.