If it is hard, they will not entertain an offer below reserve.

I probably want one that works indoors and outdoors which seems to only be NoiseAware.

This little article just released by downtown indianapolis news outlet WTHR:Construction begins April 1 and is scheduled to be complete by the end of 2021.Caesars Entertainment announced a $32.5 million investment to expand the current gaming casino floor, as well as add more than 100 new jobs and millions to local and state tax revenues.https://www.wthr.com/article/news/local/indiana-grand-expansion-to-include-100-new-jobs/531-5f940e4b-9bfa-4482-b71f-47e24ea34b8fShelbyville also recently approved and began a $19M project redeveloping downtown district, funding grants and fledgling business subsidies.

Lots of folks head there for outdoor activities like skiing, hiking, and boating.Occupancy Rates: In 2019, the occupancy rates for vacation rentals in Lake Tahoe were around 60% on average.Rental Rates: Depending on the specific area and season, you could find vacation rentals ranging from $200 to $400 per night .Seasonality: The winter ski season and summer months are when things get really busy in Lake Tahoe, but the shoulder seasons can be slower with lower occupancy rates.Las Vegas Strip (City):Tourism: Las Vegas is a hotspot with over 42 million visitors in 2019.

The agent has told me the seller is motivated and entertaining any reasonable offers.  

I would build an outdoor bath house and have a swanky outdoor sitting area with a hot tub. 

Thinking of finishing off the basement to include a master suite (1bdrm+full bath) and a decent size entertainment/living area. 

The long and short of it is if the seller is willing to entertain creative financing.

The property has lots of outdoor space, a soaking pond, sauna, lots of fruit trees and plants.

Ali,This is new to me as a Banker but may I ask why you might not want to entertain an FDIC Banks offer?