So, for example, they reduced my taxes by $126 this year but I paid more than that because the 25% plus $100 freeze fee added up to $138 (but at least the assessment is frozen for the next two years).

In contrast, STRs work this way intentionally, by design. 

The interiors are not as nice as my Tempo Homes by Clayton but the financing is a game changer.

Many loan options offered float the rate until closer to closing, so that could be a nice way to hedge against any rate drops during your refinance.I hope that helps! 

Hi,I'm considering submitting an offer on a property that's a couple blocks away from Main St in Downtown Littleton.

The people involved in the transaction may know the lender and their reputation to close deals giving your offer an advantage.

In 2018, my husband and I took the plunge into real estate investing by purchasing our first fourplex with minimal experience.

What do you mean by    "Difference this time for me is hard money and wholesalers"Wholesalers and hard m oney were around in 2005 and 2006.

@Leo CuomoRecommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

If you do not have any prior experience I would hire a manageable property by a manage company that has section 8 experience or if you are going to manage them, I would get it in a "C" location or better.