>looking for general thoughts on the flip market down here.The competition for purchases that can work for a flip is high. 

They will likely have more competitive rates and more options for you.

Keep in mind the interest they charge is heavy so pay them back as soon as you can.

I also look at real estate investing as a competition. 

What’s the competition going to look like come spring?

There is a lot of competition in most beach towns.

This way, if you see heavy repairs to be made, you won't spend the money on the appraisal. 

I would recommend starting with educating yourself thoroughly on the business, your market, the types of properties you want to flip, construction costs, what other investors and flippers are doing etc. wholesaling is very competitive and you need either a very large budget or a lot of time to be able to generate deals.Flipping I am all about finding good deals and good contractors and lease options are all about motivated sellers.Check our Carrot websites, yellow letter HQ for mail they have some good info and turn key sytems.

@Jordan Kelly There are very competitive asset based or "commercial" products out there that will base the loans entirely on FICO, Experience and Subject Property Cash Flow. 

Unless I had plans to heavy renovate the place to get much higher rents and attract a better class of tenants.