I also work with OOS investors and have a list of property managers that you can call and get information from as well. 

We are sandwiched between well known hot spots and its an ideal location for someone who wants to explore the beach life or any of the down-town areas nearby (Los Angeles, Long Beach, Redondo, Manhattan, Southbay Etc), new build with modern amenities, washer/dryer in unit, full sized fridge, dishwasher, professional range cooktop, queen bedroom, full standing shower, large kitchen, full sized couch in the living room, private front patio. 

Ideally it's nice to be in the hotspots such as WPB, FTL, Miami, but have found that the suburbs have been killing it as well.

I recently moved to Tampa and would be happy to connect as well. 

However, as I learn more about commercial loans, I’m discovering that lenders will require experience with similar types of investments, as well as net worth and liquidity requirements.

I serve on the board of the local REIA (CFRI..net) and connected to the investor community here as well as being a full time Realtor®.

Is worth 3x what I paid for it back then as well as the rental income it generates.The zero cash flow part is concerning though.  

I have a similar rate from my lender as well, 6.61%.

Might as well by real estate and get rich off the scam! 

I would guess many private party deals between people who know each other well may not bother with deposits.