I would have created my own business and bought RE asap.

Wife and I are interested in creating a multifamily property, either through creation of an in-law suite, or maybe just building a nicer MFR property from the ground up for a house hack opportunity.Location agnostic at this point, just seeking info on people who have successfully did a new build of a small MFR property?

You just can’t add to the foundation of the home- add extra bedrooms, create an open floor concept, etc.

It helps you get to know the area and creates leads at the same time.

GetawayX: Create Wealth and Income with Vacation Real Estate by Trevor Wisniewski is a good book to help you get started.

You can also find making two units out of a bungalow or similar type of home can create positive cashflow. 

To do so would be injecting value into the IRA and akin to undocumented contributions to the IRA.The IRA could not purchase your tractor from you and you may not be the one doing the mowing under any arrangement.For you to run cattle on the land would also potentially create issues. 

What I wrote above does not create an attorney/client relationship between us.

I already have a high credit score, but does it create a problem with my debt to income?

Fix and Flips are a lot of work for a few bucks and it creates short-term capital gains.