I will be buying the home with a conventional mortgage. 

Iv bought 3 homes in the Seattle/Lynnwood area all using 30 year conventional loans.  

Off-market I just don't have the lead network yet to score good off-market cash-flowers, but working on that. 

Meaning, if you were cash flowing with an FHA loan, why not use a conventional 3-5% down on the next property?

The house now has appraised for 325000 , analyzing the for how much houses are selling in my neighborhood with the same house specifications.Bought the house January 2020 after selling my house in North Carolina , I did irrl refi with 2.25 % which has been really beneficial to me in regards monthly mortgage payments.I am looking to buy another house near my area , I got pre approved for conventional loan , 420k maximum .

Interest rates are based off your credit score, how much you're putting down on the property, what kind of loan this is (conventional, asset based, DSCR, renovation, etc.).

Conventional Loan with 5% down How did you add value to the deal?

Conventional Loan with 5% down How did you add value to the deal?

Conventional 7-year ARM with 20% down.

If you are not eligible for a VA loan, you can go the FHA 3.5% down route or Conventional 3-5% down.