And are there any considerations I need to think about given the current COVID-19 state? 

One consideration for us is that a lot of the non-QM lenders have pulled back and aren't lending.  

Hi everyone, I'm considering refinancing my personal residence. My plan with this property is to hold it indefinitely and rent it out when I move. However, I also want to consider how holding it may affect my debt-to-...

When it comes to commercial lending will they approve you based on the income of a property or will they also take into consideration your debt to income ratio.

I would certainly plan for longer.If you're expecting to double the value of the property, you should expect the taxes to rise as well.$300/month insurance on a $900k property looks low to me.I don't know the Charleston market, but I underwrite to 8% vacancy for MFR.After a major reno, repairs and CapEx will be lower.

If it is a condo it will be difficult for financing as lenders do not typically lend to someone who controls a considerable amount of a condo building.Tax PIN’s really do not matter, for example I own property with a house and 3 parcels and the 3 parcels have separate tax pins.

I’ll consider selling them individually when it’s time to sell but only if we can get considerably more that way.

All this together with exponential growth of US credit market debt, at all time highs, with rising Inflation and stagnating wages, will ultimately lead to a depression.If you want to discuss more about it, I will be glad to discuss it in this forum!

If you want to change the size, rise/run, location, etc. you're going to need permits, etc.If you hire out a total rebuild, the contractor will most likely have to be licensed and insured.Honestly, I'd do this myself.

I think it's very considerate of you so offer a discount and think of ways to help your tenant.