It’s a great way for the coaches and marketing arms to build recognition for their own deals so it’s a great business model for them.

That's why back in the 90s 5/1 and 7/1 ARMs were so popular, it lined up right with how long people had mortgages anyways.

The local grocery store used to be nice and clean, not they have armed security and shoplifters nearly every time I go, with vagrants hanging outside the front doors. 

As for the unpermitted master bedroom, one of the ADU/JADU regulations states that only codes related to health and safety can be mandated when converting it to a ADU.  

If you decide to go the non-safe harbor route make the agreement with the builder as arms length and transparent as possible and hope. 

All properties were purchased using 10/1 ARMs:Rental 1:  $144k outstanding loan, 3.87% APR, 9 years into a 10/1 ARM.

I've called 15 banks and most say my options are generally fha 3.5 down or conventional 20% down.Best deals i found are:10/1 arm conventional 5% down at 3.625 rateConventional 20% down at 3.625 rateFHA 3.5% down at a wild 2.8-3 ratewhat's the best route to go?

I've called 15 banks and most say my options are generally fha 3.5 down or conventional 20% down.Best deals i found are:10/1 arm conventional 5% down at 3.625 rateConventional 20% down at 3.625 rateFHA 3.5% down at a wild 2.8-3 ratewhat's the best route to go?

Once they find out that this is not a home i will be living in, that is off the table and my only options are 15-20 year ARM.

Is there a way to leverage a refinance with a traditional 30yr fix, ARM, or another product that will allow us to purchase with another jumbo loan at our destination?