This allows you to evaluate and add contingency costs so you have room for anything that may happen like added costs, length of costs (holding costs).  

And remove your ads.

I know I can get an DSLR with a wide prime lens, but it seems a silly to spend $1000 or more when I would rarely use it for anything other than CL ads for my rentals. 

How much extra have you been paying on your mortgage each month?

Renting the other units helps to bring in extra income, and gives you experience with managing a property and tenants.  

If the heat is radiators from a boiler, you have to separate the supply piping and return piping for each unit, then you need the extra boilers as well; you might be able to re-gun the oil boiler with something like a Midco Economite to save some money on a boiler, assuming existing boiler is in good condition and not too oversized for the biggest rental unit.One thing to point out is that you will now have multiple burners.

I visit my out-of-state properties twice a year and it's more than $2.5K when you look at plane tickets, hotel stays, car rental, etc. not to mention there is added risk when you can't drive by your property from time-to-time.

Plus people will pay extra for quirky, older homes in that area.

Is this a war zoneor a D neighborhood?

Get added to title alongside grandma, do a rate and term refinance in just your name.