Agree, call @Jason Bott, he's your one stop shop for insurance in Milwaukee.

It could be as simple as meeting 5-10 others at a coffee shop in town and discussing your goals.By meeting others and establishing rapport, you could partner with someone, do a wholesale deal, etc. to build capital that would eventually enable you to reach your REI goals. 

Obviously I don’t want my credit shopped.

I haven't worked for about a year, and my monthly income is just from the rental: $2,000/month and credit score is 800.I've been traveling abroad from the USA and the rental income has been enough to sustain this nomadic lifestyle and cover mortgage as well, but I would like to come back and purchase a turn-key coffee/cafe shop.

You can shop online, but they also have a store in Milwaukee.

Here's some questions you can ask when calling around: What You Need to Know When Shopping for a HELOC.Good luck.

I get it on the owner occ.. what always amazes me is this scenario.we send buyers to their loan officer.. they prequel them for a  500k home.. that's max..they go shopping do you think they shop for a 350k or 400k..

Let me know if I can help you further in your process.ONLINE COURSES:The CE Shop (my personal recommendation) www.theceshop.com They are actually running a 25% off special on their website today!!!!

FHA does require that the property be owner-occupied.Keep shopping around to other banks and concentrate on local/regional banks and credit unions.

So if you closed the house in Nov. and you are trying to use it to buy it the Sept. following they will only count what is on your returns.THAT BEING SAIDI have found that you need to shop around.