However I have been going thru it with my banker and there are some aspects I need help on. 

Also while talking to that banker she suggested that I live in a house for awhile to know what its like.

Recently got a soft appraisal from my realtor and banker who told me they feel comfortable that I can get $50K out of the home to use on a new property.  

If this is incorrect, I apologize.I would do a full rent analysis that you can show a banker on the property you want to purchase and then take it to a local credit union along with your two year (plus) history of landlording and sit down with the loan officer rather than do everything online/over the phone.I didn't realize that HELOCing an investment property was only 60% LTV.  

A lender's license, a broker's or loan originator's license and a "bankers" or servicers license. 

Flying and meeting bankers will be next weeks task.

The first thing to do is to talk to your Banker and try to get Pre=qualified for a Loan.

For any loan information, I would say it is best to contact a few loan officers or bankers and have them give you what they can offer.

Very easy to open an account with 2 owners. ( I hate sitting at a banker's desk for an hour just to open an acct.) 

Hoping for some help with a plain-english translation of this information from my Community Banker on commercial loans:“5-year fixed rate, 10-year maturity, up to a 20-year amortization.