I was hoping I could you use a personal EIN instead of my SSN. 

Talk with a tax person.  

You won’t be doing any background check on anybody living in your property, that’s for the person screwing you to do.

I know @Jon Smith personally. 

Personally, I have been working 3rd shift at a group home for years.

Personally we can start before the 6 month date but I have heard multiple customers tell me other lenders have said they cannot start the application until the 6 month date. 

She did get a signed lease agreement, even having the managing partner sign as a personal Guarantor, but not a dollar has been paid.

Is it better to create a new EIN or is it better to create a TIN or just use my personal SSN?

I have a clause that authorizes me to contact that person in case of "death, incapacitation, or incarceration" and work with that individual to coordinate removal of belongings, payment of rent, or even a refund of deposit.When someone dies alone, there is always a police investigation to ensure no foul play.

We encourage all members to file extensions for their personal tax returns, because we just don't know when each joint LLC will receive K1s.