Here's what 2 minutes of research produced:Bible verses about knowing the weight of debt and cautions about it:Prov 22:7Bible verses about heart motives and borrowing/money:Matthew 6:24, Prov 13:11, Eccl 5:10Bible verses encouraging lending:Ps 112:5, Matthew 5:42It seems there's some real wisdom cautioning about getting into debt so that you would know what you're getting into.

A good realtors is worth their weight in gold.

The only certification I know of that carries much weight is the CCIM for CRE.

I am inro working out (when I find the time) and collecting old iron weights and dumbbells (YORK, JACKSON, ETC).My goal is to be independant and wealthy.

Find an agent that knows the market, has dealt with investors and can help you forecast market directions - we have one that is worth her weight in gold with the intel she can provide.We are very selective on projects we consider with where the market is and where it is heading . . . hopefully post-November we will have a better idea where things are heading . .. for now, we have picked up rentals as sellers are panicking and the numbers still work with the 6.5% - 7.5% interest rates we are getting on oans I agree with @Andy Sabisch about making money when you buy.

Worth their weight in gold, especially in this class of tenant. 

Once we finally found our very trusted, exceptional cleaning crew, it freed up our time and lessened our stress load tremendously.

Even tho it cash flows enough to pay off the nation debt, the risk far out weights the reward for the average investor.This is also a new building for Brandon, so we have to see how well it performs over the long haul.

Here is an article about the changes http://www.nytimes.com/2015/03/10/business/big-cre...The highlights are all good, medical bills will no longer be reported until 6 mos. after default to allow time to haggle with insurance and medical debt will be given less weight moving forward.

I wouldn't put too much weight on that estimate though.