That being said, that program is unique and doesn’t follow standard SBA program guidelines.

More sections to explore here in BiggerPockets which can help you learn REI. 

I create a unique rent amount for each property and they write their name or address on the bottom of the deposit slip.I do not chase rent.

I've been exploring investing in PCB as well and personally I'm waiting for another 1-2 months to see how things will open up.

I'm also exploring costs for a new build.  

Every area is going to be unique.

Don't be the guy that backs out of deals or you will get no deals.Love the unique take you've offered - It's different than most others so far. 

This is a bit unique because NJ does not require that these items be provided to a tenant, and also even though it was on their original lease they have not had a lease in years.

Here's my question: I don't know how I should structure my financing for my somewhat unique situation- I have a HELOC on my primary residence (equating to $109k, = ~40% of home value); and I have $90K available in cash.

Based on the fact that you're on BP, I would imagine you'd like to explore the RE space for better yield, short term (under 5 years) investments...?