So those are great points when out there chasing NPN or super high discount yield notes.. they are not just that easy to get takes a lot of money to even find them in direct marketing etc.. wereas when the investor hooks up with the right company that's all done for them and 100% the return goes to them minus a tiny amount for servicing but they spend Zero money on finding the dog gone things .. which as you state is a real challenge in todays highly competitive world of trying to find discounted owner carry back owner occ notes..

I'm looking to connect to those who currently AirBNB properties in popular Northern Michigan cities: Traverse City, Boyne City, Petoskey, Harbor Springs, Mackinaw City, etc. 

Regarding a real estate agent, there is easy reciprocity for licensing between IL and IN.  

I find it's better to connect with the deal, then see if it works and see if you like the area, rather than find the property and try to make that particular property into a deal.   

Fees should be clearly stated in writing, easy to understand, and justifiable.

Credit was too easy to get and adjustable rate mortgages which adjusted higher than the mortgage holders could afford, caused people to start defaulting on their mortgages.  

I'm particularly passionate about Long term rentals but want to explore other aspects as I learn.Outside of real estate, I am a tech nerd and history nerd.Excited to learn and connect with you all!

I've found COGO to be easy to work with, however, I'm still new in this area and I can see how if I didn't want/need their hand-holding, I wouldn't appreciate it.

Frankly, if I can find good ones then anyone can.Our place is a long way from town and finding someone to drive 2 hours round trip ain't easy. 

Refinancing should be easy as long as your LTV is 70%.