@Elena Jobson  from what you describe... anyone telling you to get a lawyer is very poor advice the money you would spend on a lawyer would be more than to fix a few plumbing leaks and a dishwasher that probably just needs the plug taken out of it.hot markets are like this.. in many markets you only get an inspection for your benefit the seller does no repairs its that hot.if you really think you have a bone to pick this is what small claims is for. along with checking on the permits.. if this is a licensed contractor he may have a bond and any contractor does not want a complaint filed. these things happen we build brand new homes and there is always a punch list. and such.. its just common.

I am looking to get an unsecured Business LOC similar to what you are describing.

It can be so easy to use all of the hardship your facing as an excuse NOT to be successful, but I'd challenge you to view it as the opposite.  

However, the plaintiff's max bid is hidden from view so I don't know what they are willing to bid up to until auction day.

It's pretty much exactly what you are describing.  

I signed on with a broker when I was seeking FHA loan but since then Im looking to go the cash route and asked broker to set up a viewing of the property.

I pointed  out that it looked like a duplex to which he agreed and started describing how many beds and baths, etc. 

I have been involved in many real estate deals in the past, but viewed my investing as a hobby.  

Sellers were desperate to sell in all 3 apt buildings that I viewed that were vacant with city orders.  

Rental history could offset credit to some degree, but not by much in my view.