Partly because of the cost savings, but partly because of the knowledge you'll gain that will be important as you grow your portfolio. 

In your case, just as an example, You can NOT discriminate based on age.... but in most states ”student status” is not a protected class.

Not to mention the age, construction and how the sfr is owned will dictate if a company can or can not offer a quote.The best solution is to align yourself with independent agents (like the ones you have found)who can get you to the best option in that market in the least amount of time.   

You can invest your sitting money, while continuing to grow that investment until you have enough to purchase your own rental property. 

While I believe the laws are federal, and therefore the same everywhere, a local professional with extensive experience in the area will be able to tell you based on the type, age and location of the property what your potential risk would be and the minimums required by law to have it taken care of, if necessary.

I have 3 boilers of varying ages that need to get serviced thanks,satha

As a fellow Marine and investor, it is great to see our presence growing. 

Unlike most my age, i know that i don’t know everything, so I am actively looking for mentors that could point in the right direction and help me avoid common pitfalls that most beginners make.

They're more concerned about keeping their money than growing it, and willing to sacrifice returns for more safety.

Also I consider what I could do with the money to grow it.I think it feels a lot more worse than it really is.