And it doesn't matter if its a cash transaction or a financed mortgage transaction.I'm not saying you are committing fraud.

If you walk out your front door and talk to your neighbors about finance - they will talk about the interest rate on their mortgage, their 401k and T-Bills. 

How did you finance this deal?

As for self employment, there are other financing strategies as well!

This really depends on your market, personal finances, and risk tolerance.

If you have not paid the "Apprentice" program you will just be another sucker that paid at least $20K to finance the Groves lavish lifestyle, and you will get very little back from it.I have been attending many of their meetings, and over the course of the months and years I have seen very mediocre people with very little experience or skills in real estate to be presented as real estate investors, many of them people that have barely made any money on their deals, and that have done very few deals.

Most financing does not have early prepayment penalties. 

The fact that I can regularly speak to many real estate finance "experts" and many of them are uninformed about certain financial rules/options is one of the things I've had to learn the hard way.

Create a well-structured investment plan that includes your standards, target markets, property types, financing techniques, exit strategies, and risk management plans.

As a college student traditional financing won’t work for me anymore as I already had to get my father to co-sign my 1st loan.