Consumers begin to panic and sell properties at a loss in order to recoup much of their investment as possible.

Just a note on qualifying for HELOC's they are a consumer product.

Going to court yourself is gruling and time consuming.  

I was pretty good at it, but it was really time consuming and taking my time from really could've making moves elsewhere.

This negative position can consume years of cash flow to recover.

Eyes-wide responses from consumers make me think that the latter two bullets are niche knowledge and/or that most lenders have additional overlays. 

So I’m guessing that you work for free as well and you volunteer to do all the work for your customers for free too...The places I have received all of my training from have all been highly regarded real estate investment businesses that are world renowned and when you are asking the experts to teach you what they know or how to do something you bet your you know what you are going to pay for it, and as far as the software goes you are full of it, because as a former IT Specialist I can tell you emphatically that no business out there that has a program worthy of any real chance at being an effective product that the mass consumer will be will to use continually in a given field would ever just give their software away constantly because if they did they would be bankrupt in less than their first year.And finally, I know the laws and rules on marketing and such, because believe it or not those worthless companies made sure they added those important notes within their training, such as we can’t even advertise in CA, AZ, ID, ND, NC, NJ, and NY because those are the states that require the broker “license” you mentioned.

And yes, these low rates permit consumer buys to pay more for their homes, but they also are indicative of poor economic fundamentals elsewhere in the market; bearing in mind that if there was economic activity to be had, businesses to be opened, etc., then people would be bidding rates higher for the purpose of borrowing money to do all of those things.The BLS table here is good, but it doesn't appear to account for the military. 

Those jobs are on the rise as business try to figure out more ways to reach their consumers in the virtual world.

Single family is very difficult and time consuming to scale from a rental standpoint.