I am biased, but Cincinnati as well as the hidden gem of Northern Ky.

I'm planning to buy my first rental property.

If you're planning on financing the purchase, the lender will hire an appraiser.  

State Farm would vary by state as well on things like the minimum deductible.

Velocity of money, or speed in which you can complete a BRRRR investment and repeat, is key to success, and refinancing with the shortest seasoning requirements is highly important.Loan terms and interest: Cash flow is also an important consideration for a refinanced rental property, so attaining a low interest rate, as well as other aspects of loan structure (term, amortization, or interest only, etc.), plays a big role.Generally, there are three main refinance options for BRRRR method investors: Conventional loansBank/credit union loansDSCR loansConventional loans are generally defined as loans originated under GSE (Fannie Mae/Freddie Mac) rules and guidelines and securitized.

There are other companies out there that are not syndications but REITS that can be an alternative as well.  

And you have a vacant unit to do the "proper" plumbing repair.If you offer them a rent concession, my money is on them going back to that well each time there is a problem, asking for yet another abatement. 

They can guide you through the process and hook you up with reliable lenders who've done this before.The key is having a solid grasp of the portfolio's financials, a clear plan for the properties, and a team of pros to help you navigate the financing side.

Quickly develop a plan for offering early termination.

I’m more than happy to tell you what my numbers would be for it as well.