What would the boss think about the idea of taking that $200k and investing it into a cash flowing property or properties, and using that cash flow to pay for your Crest vacation a couple times a year?

I do think the market here is a bit saturated personally & many people I speak with are seeing they are not as booked.

I didn't think about creating two LLC's, one in both of our names.

Do you think applicants would be willing to share the kitchen with 3 others?

I am a little bit frustrated, because I do not think anyone would have said anything had I not reached out to the city.

I forget the number right now but if you are within I think 5 days from sale date the lender isn't obligated to reinstate, but still may.You may be able to delay the foreclosure by simply asking for more time, you are now the property owner and have some sway.A couple observations:You don't have title insurance as no title company will insure a trustee's deed in CA, so that won't help you.You won the auction based on your commitment to occupy the property (SB1079), so this is not a quick flip.To buy time and delay foreclosure you can file a stripped down bankruptcy.You can't stop payment on the 86k wining bid since you paid cash at the trustee sale.Generally trustee sale buyers don't have a real good feeling for the property condition, unless you do for some reason, so this is a wild card. 

You kind of have to separate out the asset protection aspect from the banking aspect when you think about it.

Quote from @AJ Wong: I've been a mortgage broker twice as long as I've been a surfer but I think the professional experience might truly be about to pay off!

I think rent to own is usually done by landlords who don’t want to sell and just want to keep a large option payment. 

I think many circuit court judges know that, and they are already tightening up on pleadings requirements, especially in judicial foreclosure lawsuits.