You also don't need to time the market and predict the future to make money. 

Duplexes have more reliable comps and I can more predictably refinance.

I know intelligent people who have been predicting a recession since 2014, shorting stocks.

He offered these insights and predictions into our local (Greater Seattle Area) RE market:1) We do not have an overbuilt market.

Not a shot at anyone, it's just that no one can predict the future.My advice, regardless of what niche, would be this (it's basically the same as i just posted on the other thread):1) Do not buy any challenging properties now; sell if you have any. 

Can I predict it? 

LLPA for 75% v 80% for an owner occupant with good credit will be 0.25% delta holding constant the rate... meaning if the buyer pushes back, you can offer a seller credit for 0.25% of the loan amount ($247.50), and the buyer gets the same net interest rate pricing as if it were a 75% LTV loan because you're covering the delta.I of course cannot predict how the next appraisal will turn out or negotiations.

I'm not trying to predict anything but this bull market from the lows of 2009 is now almost 10 years old.

@Andrew Horner predicting economic swings is way above my pay grade and near impossible in my opinion.I know people in Austin that are still buying cashflowing rentals, despite what everyone's mailman says is possible.

Most use their savings to predict the market.