The bank failure is direct consequence of Fed action to bankrupt financial institutions LOLit is similar to why they force everyone to get vaccinated LOL and some people got heart attack LoLthey would say it is for greater good LOl

Whole heartedly believe draining water heaters to get more life out of them is myth.

The heart of what you are asking is simply whats the better use of the 126k+ in house proceeds- get the debt monkey off your back, or use the money to generate income to pay the debt monkey.If you could get 14.3% on the 126k it would fully pay the student loan and leave you with your principle.

With that being said, with my change of heart and I decided to switch over to Financial Advising and Real Estate Investing.

The key to it is the pool of tenants that we target:  residents at a major hospital, high-earning professionals, and couples in their early 30s who want to enjoy living in the heart of the city where everything is within walking distance.

What I think is a much more accurate metric for the heart of what your asking is RETENTION, how many of these out-state investors stick with it, survive, and/or continue doing more.     

It drives my husband nuts because it always pains his little frugal heart to ever spend any money but when corona virus hit and it took 6 weeks to get appliances and I had two full sets in our storage garage and it allowed us to complete our jobs on time and on budget.Neither one of these approaches to money are 'right' or 'wrong' (within normal boundaries) but it is really important to understand your differences in values regarding money if you are in business together.

I am a botanist at heart so plants are my thing, especially the edible kind.

@Kevin Sobilo, @ Asher Richardson,  you guys are are straight out of my own heart ( see my comment about advice to my younger self in a different post).

It is not uncommon for people to sleep on a deal and then wake up in the morning with a change of heart.