Now if you lose your job or something and have to move out for an unplanned reason, that is different. 

Bad credit, no savings, a low-paying W-2 job, etc.

None of the jobs are finished.

About 5 years ago I made a mistake and withdrew about $5,000 from IRA funds that were rolled over from a 401k when I left that job...I am in my early 30's and I am wondering if I should repair that mistake and resave what I spent or just call it a loss?

Occasionally, they have to fill a vacancy for their client.If you want to be a commercial broker, it will take years of working residential.If you want to be an investor, you need to decide what type of investing you wish to start with (buy and hold vs. flipping) and learn about that and start investing.

Good job, NY!

A 988sf roof w/ a 6/12 pitch is only 1,105 square feet of roofing w/ a 10% material waste that's ~12 squares of shingles.Roof Quantity CalculationOakridge roofing shingles are $140/sq at Lowes.12 squares*$140/square = $1,680 in shingle materials + a few hundred dollars of underlayment and flashings, so there shouldn't be more than $2,000 in materials.So in other words your Contractor has quoted you $9,000 for labor for a roofing job that will likely take a crew of 3-4 guys one to two days tops. 

Being out of state and having a W-2 job that demands 90-110 hrs/wk, it is not feasible for me to give the attention needed to the brrr method. 

@Michael O'Sullivan, nice job!

Don't count on a big bank (Wells Fargo, BOA, etc.) to get the job done.