It does not prevent me from saving money either.

But hopefully the expense will also prevent high turn over which reduces vacancy expenses.How is everyone usually dealing with this

They will lower minimum payments based on income and stop payments based on loss of employment but they will always be there (now with accumulated interest) to prevent real recovery when someone is back on their feet.

Things I'm considering implementing are minor kitchen updates, minor bathroom updates, and laying hardwood floors. 

But I am of the mindset of gather as much information as I can to prevent me loosing my shirt and not put my current standard of living in jeopardy.

The home warranty is something I can implement right away. 

They can prevent a court from stripping you of your investment properties if there's a large judgement from a car accident you were involved with for example.

It is hard to predict the breaking point and there are wild cards like government assistance that can delay or prevent serious problems.

I wanted to build a unique structure, but the city prevented me from doing so, so I decided to build a duplex on a lot I had.

However for improvements to prevent weed liens by cutting the grass can be argued as ‘money Spent’ and no cap in this scenario... just rational sense. i,e $5k to cut the grass on a 40’x110’ lot (w/or without structure might be questioned.