Jon Holdman I've never heard a "normal" provider mention their product as self directed, so if that is the case then I stand corrected.

That said, the thought of purchasing discounted gift cards online makes the hair on my neck stand up a bit - considering the potential to be scammed.

I know I need to put on a new roof in the next few years, but think that I can push it out another 2, maybe 3 as things stand.  

Rent Manager can be bought for 175 stand alone version and it is robust.

Those that purchased the training were given big “ELITE” stickers to help them stand out.

Most large banks don't not allow non occupying co borrowers for stand alone HELOCs. 

It's an industry that is growing at a rate ten-fold the hotel industry and it's so misunderstood in the real estate lending world.Am I alone??? 

Will it stand with less.

Then do something to make the real front door stand out.

That said, as @Pat L. mentioned, running stand alone flue pipe through a masonry chimney is not uncommon at all, for the very reasons you're asking.Keep in mind though, you'll likely need a custom cap made to keep out the elements and critters.On another note, if the chimney is "flaking all over the place", is it sound?