Would be looking for between $600-700k on a new loan to pay off our current line and have free cash to continue to scale. 

My friend wants to include me in on this so we can both achieve financial freedom together.The plan currently is to take out a personal loan together for the $20,000, put in $5,000-10,000 worth of work into the property to make it livable as soon as possible, move into the property ourselves so we don't have to pay rent anymore, and then refinance as soon as possible.

That's a high risk loan, and they will charge you for that risk -- something in the 8-9% range currently.

To start with that, I have some financial arrangement questions:1.

Any advice on loans or anything would be truly appreciated. 

Two major factors: the fact that it's so small and the associated loan amount. 

All of our assets have significant cashflow, large built in capital gains, great LTV position, Loans are at 7 year, 10 year and 20 year balloon terms.  

Our financial backing highlighted our commitment to providing the necessary resources for successful real estate investments.

My commissioner’s adjustment application was also denied citing that I did not present enough of a reason that not having a house share unit would present a financial hardship.

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