Welcome I'm a wholesaler and I have a few great discounted properties available in Indianapolis

Was the seller selling the property at a discount because of this?  

I got a deal on it because it needs a lot of cosmetic repair and isn't the most functional house (the previous owners didn't live here, and for reasons I still don't understand, removed the kitchen and remodeled the bathrooms, but left showers, vanities and mirrors out (just new tile, paint, and a toilet in each bathroom.

Im assuming your getting this properties at discount and paying cash?

This one is ill-managed with zero advertising, no accountability for accounts receivable, and is sitting at 75% with rates at up to a 50% market discount.- Property is on a 25 year mort to keep payments down right now...may/may not push for payoff if I can get cash flow up a bit.  

Don't discount the IRA and 401K as vehicles to retirement.

I did remove them from the bathroom and put in a simple vinyl floor. 

But don't discount the opportunities also to either convert investment property to primary residence or to simply  use the deferred tax dollars for your own returns throughout your living life.The primary residence conversion benefit has received a hair cut in recent years but there is still significant opportunity to eliminate a lot of tax in that method.Doing an amortization can show you the benefit of keeping the tax and using it for your benefit in the same manner as a traditional IRA lets you compound your return pretax using the tax dollars.  

it's not self entitlement, its about footing the cost for the MLS, advertising licensing and everything else that gives you everyone else a bigger discount real estate market to "play in" IMHO.  

The goal is to get a nice place at a reasonable discount.