Im only 15 but im open to any basic tips that can help me be successful  in the long run when i get my real estate license at the age of 18.

We also bought during the first-time homebuyers credit era, so we got a check for 10% of the purchase price back with our taxes, and if I remember correctly, we used an FHA loan with 3.5% down.

I've got excellent credit at the moment and a job with six figure income (however much lower after taxes/student loans/primary mortgage), would this help gain what I want with a lender?

During that time, I also had 2 mortgages that were successfully modified--but as a result my credit scores have suffered and dipped to the low 600's.

Then that strategy becomes a little more difficult.If you have any tips, wisdom, or warnings we welcome your help!

ITT students might be able to transfer their federal loan credits elsewhere or possibly have them canceled.

. $3400, maybe take out cash advance on my credit cards $2500, and do a cash out refinance to get the equity out of my house. 

Income and credit play a part, but not as much like a conventional lender.Get a HML, fix, flip, repeat.

I have experience with contracts and will be writing a legal agreement between us (Overkill maybe but I want to get in the habit of doing things right early on) so any tips on what needs to be included?

I am currently looking at the Columbus market and am very interested in Dayton as well, although location is really not a factor for me - I will go where the deals take me.If you have any tips, tricks or guidance that could help someone learning as they go, I would greatly appreciate it!