What would you say would be the target credit score to obtain conventional loans through mostly smaller banks?

How can we go about being more prepared to work together?

New roof, which remediate the mold issue, $8,500.Countered seller with: fixing foundation issues, splitting roof cost, evicting hoarder.Seller in turn countered with $8,000 credit, to use as we see fit.Rents are below market and there's room to raise them even before rehabbing the units.Tear me apart.

Assuming you sell for $300k, of which $100k goes to pay off your debt, you could use the remaining $200k in equity for down payments of approx $25k each (25% down can get you better interest rates), giving you 8 cash flow properties which would be paid for by tenants by the time you really need the income (retirement) and provide moderate rental income in the meantime.You'd have to be able and willing to take on that much debt, of course, (so your debt-to-income ratio, annual income, credit score, etc will all impact this).

Just be prepared for the work, it will be more than you initially anticipate.

Any lenders or referrals to obtain a line of credit on Jersey City NJ rental property--2 family house. 

I'd talk to some credit unions around you locally. 

hello,I want get a Line of credit on my home, and I prefer to work with a credit union.

I have roughly a little more than $3000 in savings, and looking to snowball some secure loans / cards to boost my credit.

Have the lawyer send her notice to terminate her actions immediately.Be prepared for any contingency including her moving out on you.