I started and I'm doing 2 deals a month consistently.

We've been consistently paying down these cards (never a late payment) for a little while, and if we decide to refi-cash-out we'll be reducing our monthly out-of-pocket expenses by 1000-1100+ possibly even more (even after the increase in our mortgage payment), so I totally hear what you're saying, I'm just not concerned about not being able to pay the payment.

They're not going to want to give you the good deals at first unless you can somehow convince them that you're a closer, but a consistent effort with some patience will have you getting deals thrown at you left and right :)

Anyway, if he is a long term tenant and pays consistently that time each month then enjoy the consistency.

They are asking for a Vendor Deposit of $400 upon Application to cover some expenses, like appraisal reports and home inspection reports, that is non refundable even if the loan is declined FOR ANY REASON.Is this a common practice from this type of lenders?

A lot of the gas lines in those old homes are 1/2" but I find you can get away with a 3/4" adapter and 3/4" hose from the valve to the heater - no cold spots, just consistent hot water PM me and I'll hook you up with my contacts.

They have corporate and tax specialists. https://www.mcneeslaw.com/practice/corporate-tax/https://www.mcneeslaw.com/practice/real-estate/If you'd rather talk to an accountant first, I'd recommend Lisa Acri.

That in my opinion is a very poor  practice and indicates a hobby landlord approach to business.

I’m in college and don’t the have time or money to buy a property, but I want to educate myself and practice the necessary skills.I have been taking courses online and reading books about REI and I am looking for some advice on what I should be doing.

I know that i definitely need to practice my ability to analyze deals (something I’m working on now) and in addition i have a lot of work to do in learning how to plan and estimate rehabs.