If your decision making is tied to cash flow projections you are likely ignoring the fundamentals that are more telling of the properties long term success. 

Why do you think purchase contracts are so long and have such small print?

I am looking to cash out refi however my current mortgage servicer has high origination costs to do the refi.

Long term rentals, I believe are the easiest, especially in a college town.

Insurance companies all seem to have different names for the same coverage terms, so it's hard to know what you have.

Don't let the distance scare you off too much; there's always a way as long as you are prepared, educated, and confident.

I own a mid-term rental in Austin. 

How long do you plan to be in that loan before either refinancing or selling.

You might start with cash flow or quick equity flips; to build up cash downpayments for long term hold assets.C. 

A Heloc is loan that can become a sore thumb if not used correctly and can hurt the property it's on and the users credit.If you are going to use the funds for a down payment then a Cash out refinance is what you want to do to get the cash in hand.