Verifying last 2 years of rental history and income extremely important to find the “best of the worst”.Make sure you understand the Class of properties you are looking at and the corresponding results to expect.What else can we assist you with?

Feel free to reach out if I can be of any assistance.

You can track mileage.It creates a great P&L and makes it easy to transfer expenses and income to Turbotax.Available as an app, too and new functions added periodically.

How many inquiries were created?

As long as your credit is good you, if your HELOC rates go up, you should be able to rinse/repeat that "0% balance transfer" option every couple years until the debt is paid off.There are alternatives out there as wellLoan on your 401k or IRALoan on your stock accountDown payment assistance programs that provide all or some of the downpayment money.

If you need some assistance, please DM me. 

The template is there and I can create my own.

*This post does not create an attorney-client or CPA-client relationship. 

Plan to re-fi down the road and create entities then to put it in, and fully keep it separate.

Since I reside in Fishtown I think I can assist a bit.Does the basement have a legal exit from the basement (Modern or Older Bilco Door/Ladder to get out)If not, the basement would not be a legal finished basement.