Insurance premium determinations  are more localized where the carriers price perceived risks into their desire to have market exposure (if at all) and how to price that exposure. 

We all know what this means: infinite returns!

Greene's point, religiously attend all meetups in your area.

In contrast, hard money lending usually comes from specialized lending firms or investors and focuses on the property's value rather than the borrower's creditworthiness, often featuring higher interest rates and shorter loan terms.

Hope this all helps you out it can be a tedious process but you have a great plan that can definitely be done!

It's possible, but realistically you may be looking at keeping some in the deal and not pulling all of your cash back out.

Feel free to reach out if we might be able to help at all

Thank you all for your responses.

I like to look at each component of the process on an itemized level first so that when I do work with a developer I can have my own reference for all the bundled costs associated with the build proposal. 

How exactly did it all work?