I can't speak for other folks, but on my properties I have my accountant accrue the property tax payment over the life of the property tax period.

@Fabi Bani direct mail letter introducing yourself and follow up phone calls every couple of days until you get to speak to them.

It's also better for flooding and water quality if we keep our floodplains open. 

Ideally, speak to a CPA licensed in your state. 

The door... not at all.Generally speaking, a deck is added for enjoyment and not value as the cost to build (especially if opening up a wall) outweighs the added value.

I've been speaking to several lenders for a few years on residential multifamily and 25% down is the minimum I've ever been told for non-owner occupying.  

BE CAREFULgenerally speaking NO  there are no loans for beginners with little capital.. try finding a equity partner.

@Dave FosterPlease do me a favor and don't speak for 99.99% of the people on this site. 

Specifically, I am looking for a duplex or triplex to live in and rent out the other unit(s) and begin to “house hack.”The good news is that I quality for a great first time home buyer conventional loan to buy a multi-family property with 5% down.

What got me back in the game was 2 things...1) Mark Ferguson's book "Build a Rental Property Empire" and 2) listening to 2 different podcasts where I heard 2 people who were in my current profession resign because they were making so much money in Real Estate.I attended my first meet up this week and it was nice to speak with people with the same goals and interest in Real Estate.