BPO and comps show ARV at 480k based on rental income.

Hey Chris,Yeah, it's going to vary pretty widely by group, and even internally within a lender their programs will vary based on the committed square footage that is committed to residential v. commercial.You will also likely find variance depending on where the property is located and the active tenant situation.

Based off of the responses here, this increase does seem aligned with other insurance providers.I like the idea of raising the deductible, but will have to think more about lowering the replacement value.

Kudos to you for helping women get into the game and build wealth! 

Is it a good idea to base an entire business model around something that breaks the law?

Local real estate sites and word of mouth work too.

.- Reverse migration to Rust Belt is occurring based on affordability issues elsewhere.- Scatter site is a defensive asset offering a lot of optionality.- Market conditions are challenging for scatter site hold unless you are underwriting a 10-year hold.- Setting up operations for SFR from scratch is very difficult.- One investor is buying at cap rates in 5s or 6s.

My mentor says you can get more cash flow and liquidity with SFH vs Multifamily, since brokers seem to want a certain cap rate on sales accross a geographic area vs when working with SFH sellers, they're more flexible and motivated based on individual needs.What are your thoughts on buying SFH vs Multifamily?

What is your game pan for the property and how do you propse to make the monthly payments?

That is a choice you'll have to make based on risk and your wealth building portfolio.