Other kinds of liens jump ahead in line such as IRS tax liens, property taxes, municipal utility liens, etc. 

I have done this once before to  purchase our condo with no issues and we both make more than enough money to pay both the new mortgage and pay ourselves back (85K + 3600 after tax monthly retirement for my partner, and 140K for me).

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

We're willing to kick a bit in each month but every multifamily we run has us paying close to full rent after insurance, taxes and expenses.

Qualifications typically center around whether the monthly rental income can at least break even (1.00 DSCR) with the monthly PITI.We would simply need to know the following information to determine eligibility, interest rate, and loan terms for DSCR financing:o Purchase or Refinanceo Property Addresso Monthly Rental incomeo Annual Taxeso Annual Insuranceo Estimated Credit ScoreThe documentation is relatively light as well, compared to a conventional loan underwritten to your personal income/taxes/debts.▪ Entity documents ▪ 2 months of bank statements ▪ Photo ID ▪ Lease agreement (refinance) ▪ Sales contract (purchase)

I would love to keep the home for many reasons - potential appreciation, landlord experience, tax benefits. 

When you're the one bringing the information to the client that they might be able to sell their property and indefinitely defer paying the tax - you are the hero.I'll reach out with some of the information we give to realtors in our classes.

Also, go to the build your team tab to find advisors that can help you with your tax and financial planning.  

Don't forget about your long-term goals when making investment decisions, taking into account things like diversification, cash flow goals, tax considerations, and potential growth of your portfolio.

Also, it is a tax deduction.