On the other hand if we can stick to this same budget and raise our savings from $2k to $5k a month even 6 months of work might be worth it.The other crossroads I'm currently at is trying to train myself for a new position, so if and when I am laid off, or when I'm at a comfortable savings rate I can transition from this job to a more stable career.

It may drag between 0 and -$250 in negative cash flow but we want the option to move back as well as it's in a high rent area so if we can see it through to payoff (we are long term holders) it's a cash cow in retirement and it'll be paid off in our fifties.Here's the plan we've been hatching:1. use an 80/10/10 to buy an SFR in Colorado as new primary residence - keeping an eye on the 1% rule but knowing that this won't be a rental for at least 2 years, the reason we wouldn't be putting more down is houses are in the $350-450k range and we want to reserve enough cash to stay on track for #2 below. the piggyback would let us avoid PMI but also pay off the balance at our leisure with the added bonus of keeping a HELOC open as well. 2.

At that income, she would normally be looking in the $2000-$2500 rangeAssume, btw, this person in her 40's -- the minimum to be getting a military retirement (although could be a disability payment, for a younger person).

Retirement, TSP, or BRS or what ever they call it now is not worth it.

Our goal is to retire my husband in five years.

•Proof that the borrower has been self-employed for that business for 2 years.Asset Depletion Program – Available for All Employment Types including Retired/Unemployed:•Qualifying income is based upon Total Assets Eligible for Depletion, less down payment, less out of pocket closing costs, less required reserves, divided by 84.

Taxes are not cookie cutter and whether or not to elect an S-Corporation is based on a ton of different factors including your other sources of income, your retirement goals, your overall income levels and tolerance for the formalities of managing a corporation.If you've got a W2 at anything close to a decent wage, an S-Corp can cost you in taxes rather than save, so be very careful about handing this out (or accepting this) as blanket advice.Whether or not to use a different LLC every time is more of a legal question. 

They don’t sound like stable tenants and they’re definitely not following the lease. 

This value is almost always initially equal to the starting amount of the contract, can increase in value - often has what’s known as a “guaranteed step-up” or “roll-up,” and is a figure upon which income streams are based on in retirement.  

The loan is not recourse to the retirement plan member.Work with a tax professional who knows what they're doing to ensure the 401k member isn't incurring UBTI via UDFI.