And I have a lender that I work with who's an investor herself and incredible at creating strategies to move forward on your next purchases.

It's all about debt-to-income ratio and credit score, so do everything you can to improve those.

I'm no professional appraiser, but these are all 3 bed/2 bath homes built in the same era (1920s) with incredibly similar square footage and lots (1600ft/.33 acres) and same basic amenities (none of us have garages but we all have recently renovated kitchen/bath) Besides the 'hot market' that is happening in our little town, we did also do improvements to the home since purchasing it- including a new roof, gutters, encapsulated crawlspace and landscaping. 

Pay off my debt to build my credit score. 

@Steve Keirn Dayton has an incredibly supportive investor community and it sounds like you found your way to it already.

The information is incredible and guiding us through the process is much smoother and feel more confident when facing new hurdles.

My town has average house payment of $3,200 & I got denied a student loan refinance with good income & 807 credit score & no debt because of my area.It sucks.I put it all on 18 month zero interest credit cards to fight back!

Know your credit score.

You need to have a minimum 720 credit score.

For example, flipping, deal finding, wholesaling, syndicating.Boosting your credit score is the no-brainer investment.