Sadly, my debt (read 'student loans') needs to come first so I may be a year or two out from my own investments.

Sadly yes,

Instead, I went ahead and got Armondo's ebook from ebay for .99 cents, the sad thing is that I still feel that I got ripped off.

I've talked with investors looking into Real Estate investing & relocating here.Due to the economy, It's sad to see our locals leaving because they can't pay their Mortage payment. 

Sadly, it's the name of the game.Out-of-State:  You mentioned you're out-of-state and have/want to hire a property manager.

(Of course some fell by the wayside, which is sad, as there was a lot of experience and discussion lost.)Though I have training available, I have given TONS of training for free as well.

I have been doing rent to own here in Canada So I know the benefits and the risks but  not sure about the protocols, legal  and costs involved.However , there are few big disadvantage:1 I was hoping to use the funds for future  investments2 it is an old house  and  I am not around. which means  I often pay more for repairs  and unfortunately some contractors taking advantage of you when you are an out of town investor. sad but true. of course I can always  use property management but of course this is an extra cost.but thanks for raising those options, I guess  Ill have to see how low i need to go with the price first and then re evaluate renting /rent to own /owner financing   

As others have sad, shop you loans to other banks.

*end of sarcasm* sadly.....this is what most people do near my age.....

Fast forward about a month later and I see one of his facebook ads  which leads me to watch his videos and the rest sadly is history.