The articles best submitted to our articles directory are those that are timeless in nature (though we realize that there is no such thing as a truly timeless article as laws and regulations always change).

Now the gov't and regulators want to use the situation as an opportunity to take more control over the banking industry.

School districts do this to satisfy federal regulations on attendance mix and to balance school populations as the neighborhoods ebb and flow over years.

But it can be calculated by an attorney, prosecuter and regulators.

You might hear others saying they use owner occupied home loans for investment properties, and some might get away with it.Know that loans are audited at random by lenders, servicers and regulators.

The condo probably will not reach the original $490,000 value again because the reason that real estate values went so high was the ease of lending which probably won’t happen again because lending is more regulated now and lending institutions are not as heavily backed by the insurance industry so heavily hit when the bubble bursted as a result of the economic downswing.

With all of the legal requirements and regulations - hand it over to a professional.

Here is my question.I am pretty well versed in the art of the double close as well as the assignment of contracts but in this day of ever so quickly changing rule/laws/regulations I have found it tougher to find lenders willing to offer financing to my end buyer.

Regulators are really toughening up on the LTV ratios now that bank lend on.

I am in the state of California but I am a newbie so I do not know if there are regulations regarding dual agency.