I cannot stress that more than anything you will do when you have damage. 

We have pretty tight underwriting in Canada and it just got even tighter June 1 with new stress test rule.  

We provided them a reduced rate which equated to a nominal debt of $500.

For example, borrowers can qualify for a reduced interest rate with a credit score as low as 620 and a debt-to-income ratio as high as 65%.The FHFA estimates that qualifying homeowners could save between $1,200 and $3,000 a year — or an average of $100 to $250 each month.Who can apply?

A good CPA will more than pay for themselves with the tips they can provide you to reduce your taxes. 

He used up all his security deposit and made us reduce his rent by 150$.

Not that i wont add debt , but my goal is to minimize my debt as much as possible , i would prefer to be debt free if possible , its much less stressful 

it's my understanding that there has been a change since april, since Fannie Mae reduced the number of investment property mortgages they are purchasing :-( https://woodgroupmortgage.com/...

I'm not anticipating making a great return initially, but it's a starting point and will help reduce my personal housing expense and give me experience at the same time.

Insulation won't reduce moisture.