It is up to what the lender/investor feels comfortable with.

Zach also personally came to the properties to do the x-ray gun lead tests.  

I've read they're fast and don't really require much information as far as my personal finances and dti.

I guess I have to talk to the owner to make his offer better than banks, I feel like he is not motivated enough, he said he wanted to retire. 

If you want to connect feel free to send me a message and I'll send you a detailed list of what info I would need to get some terms put together on this for you! 

Hey Alex, I personally invest in the Columbus market and have been doing it for the past couple years.

Feel free to reach out if you have any house hacking questions.

She also owns 100% of our personal residence in Tuftonboro, NH that is assessed by the town at $804K (it should appraise for much more) with a $352K mortgage.

"LUCK" if we are talking about a lower economic person all things being equal they come from the same tenant pool.

Instead of recommendations and professional advice from her I found myself with more questions than answers often times, and her newness and lack of confidence left me feeling like I couldn't trust her.I think you're already 4 steps ahead of her as you're here asking the questions and are engaged on the BP forums which in my opinion, besides having a great broker with seasoned agents to learn from in person, is the MOST important thing.