Or use the heloc for a down payment but wait longer for closing.

I would review your lease and what you signed, tell the management company you're disputing the charges and mention you're considering small claims court (even if you don't go).

However, it's essential to assess your risk tolerance and determine how much of your capital you're willing to invest in your first property.Consider Your Timeline: Since you mentioned not having a 2-year work history, it's important to understand how this might impact your ability to qualify for financing.

You can also wait until rents raise enough to cover the whole mortgage.

Hello Jody,Thank you for reaching out, as I have mentioned in a couple other posts, I’m still active duty military, and will be retiring in October of this year.

There's surely some other things you can show to further present your case, but this will be the important information almost every lender is going to want to know.I also should mention the chances of you finding something on the MLS is very slim in your case.

I mentioned this in an Axios article I was interviewed for just last month

As Chris mentioned, getting an attorney locally in each state will ensure that you and your family/friends are well protected.

You mention wanting to have the loan paid off within 3 years, so if it were me, I'd price your loan with a 3 year prepay.

You mention airbnb in your title.You want to work with a professional who understands whether a rental that is listed on airbnb is considered active or passive.if it is passive, there might be opportunities to generate paper-losses in the first year to offset your other income such as wages, interest, dividends, etc.