Also, lenders often prefer financial statements in addition to tax returns (literally no one likes reading a tax return, it's just common and easy to ask for). 

Our company won't accept, "addition interest" for this reason.Also, this is being misrepresented by the agent, since insurance companies ALL add lenders as, "additionally insured" as required per mortgage docs.

Offering too low gets rejected but once you are at the negotiations, then you can make something work. 

@Michael Langeman we usually get our lenders, plumbers, property managers, GC's, properties, lawn people, etc. etc. etc. from other real estate investors. 

Are you looking for what those lenders seek in a deal?

With hard money lenders, it depends on them. 

A matter of fact I have one lender that offers a low money down lown and NO PMI which is wild.   

added value by building out a full functional NY style deli/bodega on one side and updating already established laundromat on other side Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

,Lenders are aware that life happens and you can't predict the future.

Here are some recommendations to help you on your journey:To begin, get pre-approved for a loan from local lenders like Georgia's Own Credit Union, SunTrust (now Truist), and Wells Fargo.