I’ve seen folks spoiled by the optionality, and I’ve seen folks who have been given a lot maximize their potential with it.I look forward to learning from the people on this thread.

Hey everyone first time posting on here so still new to the page, I’m just very curious on what option I have on getting some lending on homes that I currently own.

Reach out if you want to chat through some of these options. - Have you run the calculations for your monthly cashflow and rents for the area?

Another option is to pay the loan on a 15 year term.

You should research STC rating options.

  - Any insights on the types of loans I should be exploring?

But I guess my best option is to just purchase it at the current interest rate since I still need somewhere to live.

For those STR operators and investors that are not comfortable self managing (communication with tenants, scheduling cleaners and organizing supplies) one option is to hire a designated full/part time employee. 

Probably worth about 260k)Down payment: $100,000Interest rate: 6.75% (option to raise rate in 3 years but not down)Loan Term: 30 yearsBuyers monthly payments: $1,394.49When I crunch this into Chat GPT is says I am getting a 271.87% ROI.

You will then have a few options with that rent money....you can put it into principal or you can start saving it to purchase yet another property.