We all FEEL fear. Jesus himself felt it. He controlled it rather than allowing it to control Him. I'm feeling  EXCITED AND FEARFUL. "What if"? But the truth is WHAT IF I DON'T MAKE AN OFFER?! lol That's the real issue...

At least according to anecdotal evidence.

Then again, I have visisted homes that looked great in the photos, but terrible in person (you couldn't see the dirt, cracks, and stains in the photo, but it was very evident when you visisted the property).

The property wasn't maintained, and the "eyes of friends" I was counting on until my next visit didn't exactly pan out to say the least.I had an inkling something fishy was going on, but no hard evidence.

I’ve not seen a shred of evidence that the banks will release a new wave of inventory after the election but I’d love to read about it.

Perhaps if your name is Jerry, the 15 is always ideal* (theory not substantiated with evidence).Also consider the tax implications.  

For example, in my case, he would not consider any quotes from other contractors as evidence for the cost of repairs, the judge wanted the actual representative of the quoting firm present as a witness. 3.

If you have evidence they refused to lease to a qualified new tenant, then a court might also make a ruling in her favor. 

If your friend has evidence the property was overvalued for the transfer, he should file an appeal of the base year value.

In addition, the valuation risk on a longer-term investment is also higher because you have to consider more variables.I disagree with you about the lower-returns being evidence of lower risk.